QuickTransfer — User Terms for Money Transfer Services

These User Terms (the “Agreement”) set out the terms and conditions under which FLEXSPECTRA LIMITED, company number 16745808, registered at 6 South Molton Street, London, England, W1K 5QF (“the Company”, “we”, “our”, “us”), provides international money transfer services under the QuickTransfer brand. The service is provided in cooperation with LEMONT FINANCE LTD, a Canadian company registered with FINTRAC (license number M23182877).

By submitting a money transfer request through our platform at https://quicktransfer.co, you agree to these Terms. Please read them carefully before using our services.

1. Overview of the Service

QuickTransfer enables users to send money to recipients worldwide without opening or maintaining an electronic account. Each transaction is processed individually upon the user's request, using our secure payment infrastructure and authorized banking and payment partners. The Company acts solely as an intermediary for executing payment instructions on behalf of the sender.

2. Eligibility and Use

You must be at least 18 years old and legally capable of entering into binding agreements. You agree to use our services only for lawful purposes and to provide accurate and complete information when submitting a transfer request. You must not use QuickTransfer for any prohibited or illegal activities, including but not limited to money laundering, fraud, terrorism financing, or transactions related to restricted goods or services.

3. Fees, Exchange Rates, and Payment

All fees and exchange rates applicable to your transfer will be displayed before you confirm your transaction. Our exchange rates are based on current market conditions and may include a small margin. Fees and rates may vary depending on the destination, currency, and payment method. By confirming the transaction, you agree to the fees and exchange rate shown at the time of payment.

4. Transaction Processing and Delivery

Once your payment is received, QuickTransfer will process your transfer request and forward the funds to the designated recipient using our approved partners. Processing times may vary depending on the country, payment method, and partner availability. Typically, transfers are completed within one business day but may take longer in some jurisdictions.

5. Cancellations and Refunds

Once a transfer has been initiated and confirmed, it may not be possible to cancel or amend it. Refunds will only be provided if the transaction has not yet been processed or if required by law. If you believe a mistake has been made, contact us immediately at . Refunds are issued to the original payment method, subject to verification and applicable regulations.

6. Responsibilities and Limitations

The Company is responsible for processing your transfer with reasonable care and diligence. However, we are not responsible for any losses or delays caused by inaccurate information provided by you, by intermediary financial institutions, or by events beyond our control such as system outages or regulatory delays. Our liability is limited to the total amount of fees paid for the specific transaction in question, unless otherwise required by law.

7. Security and Data Protection

We use industry-standard security measures to protect your data and transaction information. Your personal information is processed in accordance with our Privacy Policy, available at https://quicktransfer.co/privacy-policy. By using our services, you consent to our collection, processing, and sharing of your information as necessary to provide the service.

8. Prohibited Use

You may not use QuickTransfer for any unlawful or unauthorized purpose. This includes but is not limited to: transactions involving illegal goods or services, pornography, gambling, weapons, controlled substances, or any activity that violates applicable sanctions or regulatory restrictions.

9. Termination of Service

We reserve the right to refuse, suspend, or terminate access to our services at any time if we suspect or confirm that you have violated these Terms or applicable laws. You may also stop using our services at any time by ceasing to submit new transfer requests.

10. Governing Law and Dispute Resolution

This Agreement shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from or related to this Agreement shall be subject to the exclusive jurisdiction of the courts of England and Wales.

11. Contact Information

If you have questions, require support, or wish to make a complaint, please contact us:

Customer Support:

Complaints Department:

Postal Address:

CASHVIA LIMITED, 142 Cromwell Road, London, England, SW7 4EF, 16745989

Partner Entity:

LEMONT FINANCE LTD, 1100-717 7 AVE SW, Calgary, Alberta, Canada, T2P0Z3